• Login
    View Item 
    •   Home
    • University Colleges
    • SUNY Brockport
    • Faculty/Staff Publications
    • Business-Economics Faculty Publications
    • View Item
    •   Home
    • University Colleges
    • SUNY Brockport
    • Faculty/Staff Publications
    • Business-Economics Faculty Publications
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Browse

    All of SUNY Open Access RepositoryCommunitiesPublication DateAuthorsTitlesSubjectsDepartmentThis CollectionPublication DateAuthorsTitlesSubjectsDepartmentAuthor ProfilesView

    My Account

    LoginRegister

    Campus Communities in SOAR

    Alfred State CollegeBrockportBroomeCantonDownstateEmpireFredoniaMaritimeNew PaltzOneontaOptometryOswegoPlattsburghSUNY Polytechnic InstituteSUNY Office of Community Colleges and the Education PipelineSUNY PressUpstate Medical

    Statistics

    Most Popular ItemsStatistics by CountryMost Popular Authors

    Retirement Withdrawals: an Analysis of the Benefits of Periodic “Midcourse” Adjustments

    • CSV
    • RefMan
    • EndNote
    • BibTex
    • RefWorks
    Thumbnail
    Name:
    bus_facpub/14/fulltext (1).pdf
    Size:
    205.8Kb
    Format:
    PDF
    Download
    Average rating
     
       votes
    Cast your vote
    You can rate an item by clicking the amount of stars they wish to award to this item. When enough users have cast their vote on this item, the average rating will also be shown.
    Star rating
     
    Your vote was cast
    Thank you for your feedback
    Author
    Spitzer, John J.
    Keyword
    Retirement
    Withdrawals
    Asset Allocation
    Bootstrap
    Journal title
    Financial Services Review
    Date Published
    2008-04-01
    Publication Volume
    17
    Publication Issue
    1
    
    Metadata
    Show full item record
    URI
    http://hdl.handle.net/20.500.12648/2108
    Abstract
    Much research has addressed the question of how much money can safely be withdrawn from a retirement portfolio without prematurely running out of money (shortfall risk). Instead of constant (inflation adjusted) annual withdrawals, this study uses withdrawal amounts (and optionally, asset allocations) that are modified every five years over a 30-year withdrawal horizon. A bootstrap is used initially to obtain the conditional probability rules. Further simulations demonstrate that periodic (every five years) adjustments can decrease the risk of running out of money as well as increase the amount withdrawn, as compared to a “constant withdrawal amount” strategy
    Citation
    Spitzer, J. J. (2008). Retirement withdrawals: an analysis of the benefits of periodic "midcourse" adjustments. Financial Services Review , 17 (1), 17-29.
    Description
    © 2008 Academy of Financial Services. All rights reserved.
    Collections
    Business-Economics Faculty Publications

    entitlement

     

    DSpace software (copyright © 2002 - 2023)  DuraSpace
    Quick Guide | Contact Us
    Open Repository is a service operated by 
    Atmire NV
     

    Export search results

    The export option will allow you to export the current search results of the entered query to a file. Different formats are available for download. To export the items, click on the button corresponding with the preferred download format.

    By default, clicking on the export buttons will result in a download of the allowed maximum amount of items.

    To select a subset of the search results, click "Selective Export" button and make a selection of the items you want to export. The amount of items that can be exported at once is similarly restricted as the full export.

    After making a selection, click one of the export format buttons. The amount of items that will be exported is indicated in the bubble next to export format.