• Keeping it Safe with the Little Falls Stone Bank

      Stengler, Erik; Lien, Alex (SUNY Oneonta, 2021)
      The Little Falls stone bank building, located at 319 S Ann St., has witnessed the Little Falls community grow for the last two centuries while serving it in multiple ways, building on its story and importance. We tend to learn about the importance of banks at a young age but do not truly understand it until we are older. Banks provide financial stability for the residents of the area by housing our savings, providing checks and debit cards for instant access to our money, and even loan out money for our ambitious projects such as obtaining a house, going to school or starting a business. Now imagine if there was not a bank in your town. In the 19th century, settlements throughout the newly formed United States often did not have established financial institutions like banks. Eventually the American Industrial Revolution sparked an economic boom throughout the country, leading to a need for banks to support our finances and projects. This is why the Little Falls Stone Bank was built in 1833 and begins its service to the Little Falls community over the next two centuries. The building had its ups and downs throughout its history, growing in character as it was used in a variety of ways, from its original use as a bank, to being a simple storage building, to eventually becoming the home and keeper of Little Falls’ history.