The relationship between family socialization and financial behaviors in college students
Average rating
Cast your vote
You can rate an item by clicking the amount of stars they wish to award to this item.
When enough users have cast their vote on this item, the average rating will also be shown.
Star rating
Your vote was cast
Thank you for your feedback
Thank you for your feedback
Author
Casanova, SamanthaKeyword
Research Subject Categories::SOCIAL SCIENCES::Social sciences::PsychologyFamily socialization
Financial socialization
Financial behaviors
Credit card usage
Credit card debt
Date Published
2020-05
Metadata
Show full item recordAbstract
This pilot study examined the relationship between family financial skills and behaviors and the financial behaviors and skills of college students. The goal of this study was to see if findings from Gudmunson and Danes (2011) who developed family financial socialization theory, would be replicated among SUNY New Paltz college students. Fifty-nine college students were surveyed using items from Jorgenson and Salva’s (2007) College Student Financial Literacy Survey (CSFLS). A correlational study was conducted; results suggested a positive, weak relationship; as family financial skills increased, financial skills increased. Overall results were not statistically significant; family financial interactions were not associated with the financial behaviors of college students. While no associations were identified at the variable level, at the item level, several associations were identified in the expected direction. Self- reported ability to manage one’s own finances was associated with learning about and observing financial management from parents/guardians. Self-reported ability to manage one’s own finances was associated with observing parents/guardians save money. Furthermore, among the 37 students who reported having one or more credit cards, family saving was negatively associated with owing money on one’s own credit cards. This research suggests the importance of family communication about financial skills and behaviors to encourage better financial behaviors in young adults.Accessibility Statement
If this SOAR repository item is not accessible to you (e.g. able to be used in the context of a disability), please email libraryaccessibility@newpaltz.eduThe following license files are associated with this item:
- Creative Commons
Except where otherwise noted, this item's license is described as Attribution-NonCommercial-NoDerivatives 4.0 International
Related items
Showing items related by title, author, creator and subject.
-
Black youth identity development: using the Black Lives Matter movement as a wake-up call for improved cultural attunement for non-black human service workersRodriguez, Tiana (2021-05)When considering youth development, it is essential to differentiate between non-Black youth and Black youth. Black youth may be struggling in other departments with family, addictions, homelessness, etc. but it is also essential to keep in mind that they are also Black which instantly puts targets on their back literally and figuratively due to institutionalized racism and the white supremacy so deeply rooted in our society. This is why using a human rights framework is significant to understanding and aiding Black youth development. Human service workers are historically human rights advocates, so this is a part of the work that they do.
-
Dissenting Voices Volume 7 Issue 1 (Spring 2018) Complete Issue2018-08-27Dissenting Voices Cover Art Design by the members of the Women and Gender Studies Senior Seminar at The College at Brockport. The journal cover, a distinctive hand print of each author, captures the sense of feminist community that was present in our classroom and that spills into and gels the pages of the essays in the volume. Table of Contents All Voices - Our Voices. Joy Davidson-Davis, Gabriella Hoose, Bernie Lachman, Bailey Morse, Alise Murray, Kelsi Nau, Julia Palozzi, Melissa Szurgyi, Daphne Tucker, p. i. - Note from the Editor (Barbara LeSavoy), p. iii. Opening Voices - The Hunter vs. The Hunted. Julia Palozzi, p. 1-14. - The Outside Looking In: Examining Reasoning Behind the Choice to Report Sexual Assault and Domestic Violence. Melssia Szurgyi , p. 15-30. More Voices - Gender’s Impact on Majors in Higher Education: The Causes and the Consequences. Kelsi Nau, p. 31-46. - Redressing Dress Codes: The Effects of Sexualized School Dress Codes. Gabriella Hoose, p. 47-60. - LGBTQ Intimate Partner Violence: The Invisible Relationship. Alise Murray, p. 61-72. - A Woman Veteran Student’s Perspective. Bernie Lachman, p. 73-94. - Freedom en el fin del Mundo: Antarctica as the Key to Renegotiating Identity-Based Power Hierarchies. Bailey Morse, p. 95-106. Closing Voices - Book Review: A Queer and Pleasant Danger: The True Story of a Nice Jewish Boy who Joins the Church of Scientology, and Leaves Twelve Years Later to Become the Lovely Lady She is Today by Kate Bornstein (2012). Daphne Tucker, p. 105-114. - Book Review: The Other Side of Paradise by Staceyann Chin (2009). Joy Davidson-Davis, p. 115-122. - WMS 421 Spring 2018 Activism Photo Essay: #MeToo, p. 123.
-
Measuring the incessant need of Social Media as a marketing and communication tool in a small camp business.Brown, Darilyn (2014-12-01)This project was created to examine Facebook, Twitter, and Constant Contact as a communication and marketing tool in a small camp business. Upon revealing how the three tools contribute to the businesses marketing and communication efforts, a social media strategy plan will be created based on the results. As social media and email marketing are said to have many effects on a company, primarily positive and beneficial, this research takes an unbiased approach to how it contributes to the business’ marketing and communication efforts. The Human Centered Design and Social Presence Theory will be used to help illustrate how my proposed social media strategy can be implemented to create an optimal user experience. Qualitative methods will also be utilized in the research and review of the business’ online marketing and communication activity. The overall goal of the project is to review how Facebook, Twitter, and Constant Contact on tribute to a business, how the business utilizes the platforms it is provided, and finally how these platforms can/should be used by creating a proposed social media strategy.