The relationship between family socialization and financial behaviors in college students
Cast your vote
You can rate an item by clicking the amount of stars they wish to award to this item.
When enough users have cast their vote on this item, the average rating will also be shown.
Your vote was cast
Thank you for your feedback
Thank you for your feedback
KeywordResearch Subject Categories::SOCIAL SCIENCES::Social sciences::Psychology
Credit card usage
Credit card debt
MetadataShow full item record
AbstractThis pilot study examined the relationship between family financial skills and behaviors and the financial behaviors and skills of college students. The goal of this study was to see if findings from Gudmunson and Danes (2011) who developed family financial socialization theory, would be replicated among SUNY New Paltz college students. Fifty-nine college students were surveyed using items from Jorgenson and Salva’s (2007) College Student Financial Literacy Survey (CSFLS). A correlational study was conducted; results suggested a positive, weak relationship; as family financial skills increased, financial skills increased. Overall results were not statistically significant; family financial interactions were not associated with the financial behaviors of college students. While no associations were identified at the variable level, at the item level, several associations were identified in the expected direction. Self- reported ability to manage one’s own finances was associated with learning about and observing financial management from parents/guardians. Self-reported ability to manage one’s own finances was associated with observing parents/guardians save money. Furthermore, among the 37 students who reported having one or more credit cards, family saving was negatively associated with owing money on one’s own credit cards. This research suggests the importance of family communication about financial skills and behaviors to encourage better financial behaviors in young adults.
The following license files are associated with this item:
- Creative Commons
Except where otherwise noted, this item's license is described as Attribution-NonCommercial-NoDerivatives 4.0 International
Showing items related by title, author, creator and subject.
Black youth identity development: using the Black Lives Matter movement as a wake-up call for improved cultural attunement for non-black human service workersRodriguez, Tiana (2021-05)When considering youth development, it is essential to differentiate between non-Black youth and Black youth. Black youth may be struggling in other departments with family, addictions, homelessness, etc. but it is also essential to keep in mind that they are also Black which instantly puts targets on their back literally and figuratively due to institutionalized racism and the white supremacy so deeply rooted in our society. This is why using a human rights framework is significant to understanding and aiding Black youth development. Human service workers are historically human rights advocates, so this is a part of the work that they do.
Measuring the incessant need of Social Media as a marketing and communication tool in a small camp business.Brown, Darilyn (2014-12-01)This project was created to examine Facebook, Twitter, and Constant Contact as a communication and marketing tool in a small camp business. Upon revealing how the three tools contribute to the businesses marketing and communication efforts, a social media strategy plan will be created based on the results. As social media and email marketing are said to have many effects on a company, primarily positive and beneficial, this research takes an unbiased approach to how it contributes to the business’ marketing and communication efforts. The Human Centered Design and Social Presence Theory will be used to help illustrate how my proposed social media strategy can be implemented to create an optimal user experience. Qualitative methods will also be utilized in the research and review of the business’ online marketing and communication activity. The overall goal of the project is to review how Facebook, Twitter, and Constant Contact on tribute to a business, how the business utilizes the platforms it is provided, and finally how these platforms can/should be used by creating a proposed social media strategy.
"And Still We Rise": Open Pedagogy and Black History at a Rural Comprehensive State CollegeBeatty, Joshua F.; Hartnett, Timothy C.; Kimok, Debra; McMahon, John (2020)Chapter begins: In Spring 2019, students at The State University of New York College at Plattsburgh (SUNY Plattsburgh) researched, designed, and built And Still We Rise: Celebrating Plattsburgh’s (Re)Discovery of Iconic Black Visitors (ASWR), an exhibit in the Feinberg Library on prominent Black political and cultural figures who had visited the college since the 1960s. The thirteen students in African-American Political Thought (Political Science 371), taught by Dr. John McMahon, researched in the college’s archives and secondary sources to curate photos, text and multimedia for physical and virtual exhibits....